Terms of Use

Last updated: 2026-05-24

1. Acceptance of terms

By using Cal44 (cal44.pages.dev) you agree to these terms. If you do not agree, please do not use the site.

2. Informational use only

Cal44's calculators are provided for general informational and educational purposes only. Results are estimates and should not be treated as legal, medical, financial, tax or professional advice. Examples include but are not limited to:

Loan, mortgage and interest calculators — not a credit decision; consult a licensed financial advisor or your lender.
BMI, BMR, calorie and body-fat calculators — not a medical assessment; consult a qualified healthcare professional.
Tax calculators — not a tax filing; consult a qualified tax professional for compliance and reporting.

3. No warranty

Cal44 is provided "as is" and "as available" without warranty of any kind, express or implied. We do not guarantee that the calculators are accurate, complete, current or fit for any particular purpose. Reasonable effort is made to use correct formulas and reference values, but errors are possible.

4. Limitation of liability

To the maximum extent permitted by law, Cal44 and its operators are not liable for any direct, indirect, incidental, consequential or punitive damages arising from your use of, or inability to use, the site or its calculators — including financial losses, missed opportunities or reliance on inaccurate outputs.

5. Acceptable use

You agree not to:

Attempt to reverse-engineer or disrupt the site's services beyond personal local inspection of public code.
Use automated systems to scrape the site at a rate that materially impacts other users.
Use Cal44 in any way that violates applicable laws.

6. Intellectual property

7. Third-party links and content

External links are provided for convenience. We do not endorse and are not responsible for third-party sites or their content.

8. Changes

These terms may be updated. Material changes will be reflected in the "Last updated" date. Continued use of the site after changes constitutes acceptance.

9. Governing law

These terms are governed by the laws applicable to the operator's jurisdiction. Disputes shall be brought in courts of competent jurisdiction in that location.

10. Contact

Questions: hello@44systemstech.com.